Mission: Why Financial Literacy?
It all started with a math lesson.
We were working on exponential functions during a calculus tutoring session, and the real-world application was compounding interest.
I asked my student what he knew about compound interest. His answer shocked me:
“Nothing”
That simple admission got us way off topic, as our talk about compound interest turned into a talk about credit cards, debit cards, banking, and all things personal finance. And it started me down this path.
Most students don’t get much of a financial education in school, and they haven’t for years. That means a lot of parents don’t know how to teach their children how to manage their money either.
Financial literacy levels the playing field (some), and gives kids an opportunity to make good financial choices to set themselves up for future financial independence.
If you’re between the ages of 15 and 22, and you want the knowledge and skills to set yourself up for a lifetime of financial wins, you’re in the right place.
About Profit Point Financial

I’ve had a fascination with numbers and organization since I was a kid. I remember dumping out every coin from my piggy bank (which was actually a teddy bear!) just to sort and count them. By fifth grade, I could balance a checkbook, and when I started driving at 16, I got my first credit card—with strict instructions to only spend what I could pay off each month. I know, though, that I’m the exception and not the rule.
My education and employment background is engineering and programming, so you know I love logic and numbers! I’ve also taught ACT, SAT, and GMAT test prep since 2007.
I love teaching, and I especially love teaching about math and numbers. I also have a background in bookkeeping, and a solid foundation and love for personal finance (FIRE movement, anyone?).
Now, I’m redirecting that love of teaching to personal financial literacy for teenagers, young adults, and their parents.